^{Our Pledge to You}
Our Commitment to Every Client

It is my guiding principle and fiduciary duty. I am compensated only by my clients for the work I do. I do not take commissions of any kind, nor do I take or receive referral fees from any of my network of professionals.

I will get to know you and understand your goals and dreams so that we can work together to achieve them. The better I know you, the better I can provide you with appropriate advice and service.

I don’t offer cookie cutter solutions. I will base my recommendations on what I feel is best for your individual needs and create a custom financial plan for your unique situation.

I will help you to stay focused on your goals and their achievement rather than chasing investment returns and complicated strategies. My strategies are easy to understand and implement.

You will know how much you are paying for my services. Your investments will be publicly traded and liquid. I never take physical custody of your investments. Your assets are held with an independent qualified custodian. 

I am neither an insurance agent, CPA, nor estate planning attorney. I do not write insurance policies, prepare taxes, nor draft estate plans. I will refer you to other professionals if you need them and work with you and them to ensure your plan is working for you.

So that you understand the basics of risk and return and investments, as well as how the various components of financial planning work together so that you can make informed decisions about your financial future.

My advice will be practical, understandable, and grounded in sound financial principles—not unnecessary complexity. I'll help you understand your options so you can make informed financial decisions with confidence.

I will pursue continuing education and peer networking opportunities to keep myself up to date and to bring the most recent relevant strategies to your plans. However, I won’t chase hot stocks or hugely complicated strategies that provide little value and pose significant risk.

Sometimes this amounts to “tough love,” but I’m here as your advocate to help you set and prioritize your goals, and find the balance in working towards those goals and living for today.

returning phone calls and emails typically within 24-48 hours during the business week. I know how busy we all are and I will make myself available at flexible times to meet the needs of your demanding schedule.